Reasons someone would hire JGB Enterprises LLC

Every year, thousands of people in New Jersey buy, sell or refinance their home. A lot of these transactions include a simple line item for an appraisal. And while there are a multiplying number of automated home valuation methods that might appear to be more cost-effective than an appraisal, practically all lenders still call for a local expert because the stakes are very high. You might think that getting a mortgage is the only reason to acquire an appraisal, but there are more situations when the services of a certified, independent real estate professional could be helpful.


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Appeal your tax assessment in Camden County

It's quite possible you're paying too much in property taxes if you reside in an area where property values have declined. Ad Valorem taxes are determined by a previous assessment of your home, so if prices have declined in your neighborhood, you can challenge your assessment and save money. An appraisal from JGB Enterprises LLC is your best evidence when building your case. At JGB Enterprises LLC, we're equipped to assist you in challenging your tax assessment.

Getting rid of your PMI will lower your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the home, almost all lenders ask buyers to purchase an additional insurance policy. That policy is Private Mortgage Insurance, or PMI. Very often, this extra payment is bundled into the monthly mortgage payment and is quickly forgotten. This is bad because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, JGB Enterprises LLC can provide you with a statement regarding the value of your home. The cost of the appraisal can usually be offset in a short amount of time because you'll no longer be paying the PMI.

An appraisal from JGB Enterprises LLC will help you settle a divorce with less stress

A divorce is an especially heartbreaking experience for the parties involved, and it is often more complicated by the strenuous decision of who maintains the home. It's a good idea to order an appraisal from JGB Enterprises LLC so both parties are entirely aware of the true market value of their home, regardless of the situation.

The parties will have a better idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Accurate and fair estate liquidation

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion.

Most Americans do not have dedicated estate planners or executors to take care of these issues, unlike wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten a fair deal.

Relocating to or from Camden County

Employee relocation can be a more than just an inconvenience. We know where you're coming from! That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our thorough process, we recommend relocating employees to provide feedback on the positive features of their property, as well as information regarding any recent sales or listings in their area that they want considered.

Selling your home quickly at the right price with an appraisal from JGB Enterprises LLC

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision regarding your selling price. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees are derived from our efforts to complete the appraisal report and and aren't related to the sales price.

We examine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.